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6.19.2020 Big Chair Chronicles

Click on the link below for the most recent Video from Big Chair Chronicles with Linda Bow. 

https://youtu.be/98KGmGhnkQk

Enjoy!!

7.3.2020 Big Chair Chronicles – Common Frauds and Scams

Visit the link below to watch the next video in the Big Chair Chronicle series --- Common Frauds and Scams

https://youtu.be/XRYaKjS0fOs

Enjoy!!





Annual Meeting Notice

October 1, 2020


The Tri State Area Federal Credit Union Annual Meeting will be held on November 17, 2020. Due to the many restrictions on gatherings and social distancing, this formal annual meeting will not be open to the membership due to the current COVID-19 health concerns.

The Board of Directors, along with employees of the credit union, will hold the formal annual meeting at the TSAFCU office in Bennington on November 17, 2020. The Board members and credit union employees will fulfill the fifteen-member minimum quorum that the credit union bylaws require to conduct the annual meeting. 

The annual meeting agenda includes the outline of items to be covered.

The following approach will facilitate the election process for the annual meeting as we work to adhere to state and federal protocols and safety requirements.

The normal Election of the Board of Directors process is as follows:

• The nominating committee consists of three current Board members who are not standing for re-election. It is required to nominate one member for each open board seat.

• We have two open board seats this election cycle.

• The nominating committee has nominated current board member Suzanne Anair to run for her open seat.

• The nominating committee will seek to nominate a member to run for the second open seat vacated by resigned board member Kristina Fauler.

• As required by the credit union’s by-laws, the Board chair will ask if there are any nominations from the floor three times during the annual meeting.

• If there are no nominations from the floor, then the Board chair will declare the election complete by acclamation and the two nominees will become board members.


Due to the current COVID-19 situation, members who wish to nominate a credit union member from the floor must do the following:

1. You must send an email to me (James M Martinez – jim@tsafcu.com), and

2. Another voting member must second the nomination by also emailing James M Martinez 

If I receive any nominations and seconded nominations from voting members, I will reach out to the nominated member to verify they are a member in good standing and ask them to send me a bio of themselves to be included on an official election ballot. 

A member in good standing is one that does not have any:

• Past due loans,

• Overdrawn deposit accounts, or

• Unpaid NSF fees

If we have members who meet all the criteria, we will send out an election survey to all members (either email or standard mail) with the two board nominated members and the self-nominated member(s). If we have no nominations from the floor, the board chair will declare the election complete by acclamation during the formal annual meeting to be held on November 17, 2020

Members have until 5:00 PM on October 19, 2020 to email me (or standard mail postmark) if they wish to nominate someone from the floor.

You can download a copy of our 2019 Annual Report from our website – www.tsafcu.com or stop into the Hoosick Falls or Bennington branch for a copy or call 518-686-4504 Hoosick Falls – 802-445-0161 Bennington and we will mail a copy to you.


History of the Big Chair

Our ladderback chair represents a piece of Bennington’s history. 

Based on an antique that had been in his family for generations, the original chair was built in 1969 by Kenneth C. Porter for William Haynes. At 2000 pounds and 19-foot 1 inch tall, it was at that time, the largest ladderback chair in the world. 

The Big Chair has been rebuilt and relocated in the several years before it landed at its new home with Tri State Area Federal Credit Union in 2018. 

Made, now, of 3000 pounds of cedar and white pine and 1000 feet of marine rope the chair continues to stand tall and proud.


Bennington Lobby 1.23.2021

With the recent increase of positive COVID-19 cases within Vermont and for the safety and health of our staff and members, we will temporarily be limiting access to the Bennington branch lobby, effective January 23, 2021.

Our drive up remains open for transactions during all normal business hours and we are fully staffed.

In-person appointments can be made by calling the branch at 802-445-0161.

Our ATM and Night drop are available, as is online banking.

Please reach out to the branch staff at 802-445-0161 or email Linda Bow in Bennington at linda@tsafcu.com for assistance or to schedule an in-person appointment. (please do not include personal account or identifying information in any email correspondence).

Thank you and stay safe.

Summer 2021 Loan Specials


Summer Loan Specials*** Good Thru Sept 2021

 New Autos (2019 – 2022)            3.00 APR* (purchase or refinance up to 6 yrs.)

Used Autos (2018 and older)      4.00 APR* (purchase or refinance up to 6 yrs.)

Personal (no collateral)               6.50 APR* (maximum term 72 months)

Medical**                                       5.50 APR* (maximum term 72 months)


BONUS SAVINGS: Borrow an extra $100, have us disburse the funds to one of the following not-for-profits: Oldcastle Theatre, Sunrise Family Resource Center, The Clark, the HACA Food Closet and pay .5% less on your loan and save big money, even after paying back the extra $100! Or, just cut a check for $100 (or have us cut a bank check from your account) and have us mail it to one of these organizations – no need to borrow😊.

           Example:      $35,000 for 6 yrs. @ 6.50% ~ approx. payment of $588.55

                                    $35,100 for 6 yrs. @ 6.00% ~ approx. payment of $581.91

Savings ~ approx. $478.00 over 6 years


*(Annual Percentage Rate) **(any medical procedures, cosmetic, dental etc.) ***(not eligible for refinancing TSAFCU loans)

Monthly loan payment per $1,000 at 6.5% for 72 months, with no additional payment protection, would be $16.81 (3.00% - $15,19, 4.00% - $15.65, 5.50% - $16.34). Rates accurate as of today June 30, 2021 and subject to change without notice. Member must be credit and income qualified. Insured by NCUA.

If you who live, work, worship, attend school in, are a business or other legal entity in Washington County, New York or Bennington County, Vermont, or Pittstown, Hoosick, Petersburgh, Grafton, Berlin, Stephentown, Sand Lake, Brunswick, Schaghticoke, Poestenkill townships, Rensselaer County, New York, or Williamstown, North Adams, or Adams townships, Berkshire County, Massachusetts, you may join Tri State Area Federal Credit Union.

VISIT OUR WEBSITE WWW.TSAFCU.COM OR FACEBOOK FOR ADDITIONAL LOAN SPECIALS FOR JULY, AUGUST AND SEPTEMBER 2021!

 

Like us on Facebook and Follow us on Instagram (@tsafcu)


July 2021 Loan Special

TSAFCU Triple Play

July 1st to July 31st 2021

Personal Loan with a 3.00% APR*

Maximum term 3 years with a loan amount of $3,000

 

TSAFCU will donate $10.00 to GBICS or The HACA Food Closet for every Triple Play Loan done in July

 

Not eligible for refinancing TSAFCU loans

*(Annual Percentage Rate)

Monthly loan payment for $3,000 at 3.00% for 36 months, with no additional payment protection, would be $87.24. Rates accurate as of today June 30, 2021 and subject to change without notice. Member must be credit and income qualified. Insured by NCUA.

If you who live, work, worship, attend school in, are a business or other legal entity in Washington County, New York or Bennington County, Vermont, or Pittstown, Hoosick, Petersburgh, Grafton, Berlin, Stephentown, Sand Lake, Brunswick, Schaghticoke, Poestenkill townships, Rensselaer County, New York, or Williamstown, North Adams, or Adams townships, Berkshire County, Massachusetts, you may join Tri State Area Federal Credit Union.

 

VISIT OUR WEBSITE WWW.TSAFCU.COM OR FACEBOOK FOR ADDITIONAL LOAN SPECIALS FOR JULY, AUGUST AND SEPTEMBER 2021!

Like us on Facebook and Follow us on Instagram (@tsafcu)


August 2021 Loan Special

TSAFCU Triple Play

Going into extra innings!!

July 1st to    August 31st 2021

 

Personal Loan with a 3.00% APR*

Maximum term 3 years with a loan amount of $3,000

 

TSAFCU will donate $10.00 to GBICS or The HACA Food Closet for every Triple Play Loan done in July and August! 

 

Not eligible for refinancing TSAFCU loans

*(Annual Percentage Rate)

Monthly loan payment for $3,000 at 3.00% for 36 months, with no additional payment protection, would be $87.24. Rates accurate as of today June 30, 2021 and subject to change without notice. Member must be credit and income qualified. Insured by NCUA.

If you who live, work, worship, attend school in, are a business or other legal entity in Washington County, New York or Bennington County, Vermont, or Pittstown, Hoosick, Petersburgh, Grafton, Berlin, Stephentown, Sand Lake, Brunswick, Schaghticoke, Poestenkill townships, Rensselaer County, New York, or Williamstown, North Adams, or Adams townships, Berkshire County, Massachusetts, you may join Tri State Area Federal Credit Union.

 

VISIT OUR WEBSITE WWW.TSAFCU.COM OR FACEBOOK FOR ADDITIONAL LOAN SPECIALS FOR JULY, AUGUST AND SEPTEMBER 2021!

Like us on Facebook and Follow us on Instagram (@tsafcu)

APPLY ONLINE AT WWW.TSAFCU.COM

Annual Meeting Notice - 2021

TRI STATE AREA FEDERAL CREDIT UNION

ANNUAL MEETING

October 6, 2021

(Wednesday evening 6:00 PM until 8:00 PM)

                                                                                                       

The Board of Directors and Jim Martinez (President) of the Tri State Area Federal Credit Union at 28 Church Street in Hoosick Falls, NY and 85 Washington Avenue in Bennington, VT invite all to join them for the annual meeting and election of Board members to be held at the Hoosick Falls Central School High School Cafeteria. Come enjoy a nice dinner (Catered by the topnotch HFCS dining staff) while you hear the “State of the Credit Union” detailing what happened in 2020 and what we have in store for 2021. Positive things are happening. Don’t miss this opportunity!


We hope to see you all there. Please RSVP at 518-686-4504 by Wednesday 9/22/2021. Seating for dinner is limited to the first 125 vaccinated individuals who respond. Proof of vaccination will be required to enter the meeting.


If you are reading this press release, you are likely able to join Tri State Area FCU. If you live, work, worship, attend school, belong to an organization or volunteer in Hoosick, Eagle Bridge, Buskirk, Petersburgh, Berlin, Grafton, Stephentown, Brunswick, Poestenkill, Sand Lake, Schaghticoke, Pittstown, Bennington County, Washington County, Adams, North Adams or Williamstown you may become a member of Tri State Area Federal Credit Union. Businesses and not-for-profits are also welcome and encouraged to join.


Annual Meeting Notice 2021 -- Updated

TRI STATE AREA FEDERAL CREDIT UNION

VIRTUAL ANNUAL MEETING

November 17, 2021 (Wednesday evening 5:00 PM until 6:00 PM)

The Board of Directors and Jim Martinez (President) of the Tri State Area Federal Credit Union at 28 Church Street in Hoosick Falls, NY and 85 Washington Avenue in Bennington, VT invite all to join them for the 2020 virtual annual meeting and election of Board members to be held November 17, 2021 at 5PM when you will hear the “State of the Credit Union” detailing what happened in 2020 and what we have in store for 2021. Positive things are happening. Don’t miss this opportunity!


This will be a Zoom meeting. Please RSVP at 518-686-4504 by Wednesday 11/10/2021. 


If you are reading this press release, you are likely able to join Tri State Area FCU. If you live, work, worship, attend school, belong to an organization or volunteer in Hoosick, Eagle Bridge, Buskirk, Petersburgh, Berlin, Grafton, Stephentown, Brunswick, Poestenkill, Sand Lake, Schaghticoke, Pittstown, Bennington County, Washington County, Adams, North Adams or Williamstown you may become a member of Tri State Area Federal Credit Union. Businesses and not-for-profits are also welcome and encouraged to join.