Mortgages

Mortgage – Whether you are looking for your first home, moving, or upgrading to a bigger place, if you need a mortgage, we are here for you. At TSAFCU we have specialists through Credit Union Mortgage Association that will submit your application and help us guide you through the entire process.

Click here to submit a mortgage application or get more details.

CHECK RATES/Loan Scenarios/Loan Cost Disclosures: Members can quickly and easily obtain a Loan Cost Disclosure. The system is programmed to deliver an estimate specific to your transaction (purchase vs. refinance, specific state, county, etc.)

Apply Begin the Application Process

First Time Home Buyer (Educational): Provides information specific for members purchasing a home for the first time. Gives them an overall view of the mortgage and home buying process as well as access to various prequalification and payment calculators.

Buying (Educational) rovides information specific for members who already own a home but are moving up. Gives them an overall view of the mortgage and home buying process as well as access to various prequalification and payment calculators.

Refinancing (Educational): Provides information specific to members interested in refinancing their existing mortgage and access to mortgage calculators that help them decide if it makes sense to refinance and which program would be best for them.

Loan Programs (Educational): Provides information and guidance on the various loan products (fixed rate vs. adjustable rate) and the different types of mortgages available within each category (15 Fixed, 30 Fixed, 5/1 ARM, 7/1 ARM, etc.)

Simple Mortgage Calculator: Provides access to quick and simple mortgage calculators to help members pre-qualify themselves for a mortgage. This is NOT a pre-approval and no credit reports are obtained. This is just a quick and easy prequalification tool. A pre-approval would be obtained by clicking on “Apply” and beginning the mortgage application process.

Contact/Email MLO: Members wishing to have a loan officer contact them simply complete this quick form for automatic routing to a loan officer. Calls are normally returned in 24 hours or less.

Home is where the heart is … and we agree.

Home Equity – Is your home in need of repairs or updates, get a low rate home equity loan to fix that problem! Whether it's a new roof or ongoing renovations, TSAFCU offers both home equity loans and home equity lines of credits to suit your needs.

Did you know that it doesn't have to be just for home repairs? Use the equity in your home to pay for your daughter's wedding or that vacation you've always wanted.

Call or stop by today for more details.

518-686-4504 Hoosick Falls Office

802-445-0161 Bennington Vermont Office